Who We Serve
We Work Towards Long Term Relationships at KWM Partners
We are happy to serve anyone who wants a long-term relationship with us for financial planning and investment management. That being said, the majority of our clients generally fall into one of these five categories.
Nearing Retirement
Am I ready to stop working?
As you approach retirement, it’s time to start envisioning
the life you’ve worked so hard for—whether it’s traveling
the world, perfecting your golf swing, or creating special
memories with your grandkids. But retirement is about
more than just dreams—it’s about building a future that’s
fulfilling in every way.
Let us help you create a plan to turn your vision into reality.
We can help you address common questions and issues that arise when planning for retirement, such as: - When can I retire? - When will I be financially independent? - How much will I need and how do I get there? - When should I claim Social Security? - How can I reduce my taxes? -How can I cover the increased costs of healthcare that commonly come with retirement? - How do I avoid running out of money? - How should I handle estate planning needs?
If you’re near or in retirement, we can help you find peace of mind by providing guidance on everything from minimizing taxes to maximizing your Social Security benefits.
To learn more about how we serve people nearing retirement:
Retirees
Am I going to run out of money?
Retirement is your time to finally pursue the things you’ve
always dreamed of—exploring new places, perfecting your
golf game, giving back to causes close to your heart, or
making lasting memories with your grandkids. And that’s
just the beginning.
After you retire, you may struggle in areas you never have
before, like purpose, community and physical health.
We can help you address common questions and issues that arise in retirement, such as: - When should I claim Social Security? - When should my spouse? - How can I reduce my taxes? - How can I cover the increased costs of healthcare without knocking my retirement plan out of balance? - How do I avoid running out of money? - How should I handle estate planning needs?
If you’re retired, we can help you find peace of mind by providing guidance on everything from minimizing taxes to maximizing your Social Security benefits.
To learn more about how we serve retirees:
Business Owners
How can my business work for me?
Every day, you’re juggling what feels like a million
responsibilities, balancing the demands of work and
home. From revenue to benefits to hiring, you have more
than enough to worry about.
We get it, because we’re business owners, too. We’ll help
bring order to your personal and professional finances,
serving as a trusted partner who can help keep everything on track.
You might fit in this category if you find yourself asking questions like: - How can I build wealth outside of my business? - What is my business worth? - What benefits can I afford to offer my employees? - How should I insure my business (and myself)? - How can I set myself up to sell my business successfully? - How can I minimize my tax burden, both at home and at work?
To learn more about how we serve entrepreneurs:
Wealth Builders
Chasing that first million?
When you’re just starting out, saving and investing enough
money towards your goals can seem like an impossible task.
We love helping wealth builders break down the
accumulation path to simple, actionable steps that make
it seem achievable – even easy.
You might fit in this category if you find yourself asking questions like: - How much money do I need to save to retire at ___? - How should I invest my money? - Can we afford to buy a new car right now? - How can I invest in a tax-efficient way? - All my friends are investing in _____, should I too? - How do I protect my assets and investments?
If you’re ready to start saving money like you mean it, we can help you clarify your values, set goals, and build a plan that can help get you where you want to be.
To learn more about how we serve wealth builders:
Women and Wealth
Next chapter, breadwinners, moms, sisters, aunts, memas—we serve you.
Women have unique financial goals and challenges, and
we’re here to support you every step of the way. Whether
you're single, married, raising a family, managing a
household, leading a business, or balancing it all, our
experienced team is dedicated to helping you create a
plan that fits your life and brings your goals within reach.
You might fit in this category if you find yourself asking questions like: Next Chapter Women - How can I make wise decisions in the midst of an emotionally difficult time? - My former spouse handled all the finances – how can I sort everything out? - How can I re-enter the workforce after taking a long break to raise my children? - How can I minimize my tax penalties during this phase of life? Women Business Owners - How can I balance my personal and business finances? - What retirement plan options are best for my business? - How can I grow my wealth through my business and investments? - How can I incorporate charitable giving or social impact into my financial plan? - How can I ensure financial independence and security for my family? Primary Breadwinners - How can I balance saving for my future and providing for my family now? - What steps should I take to ensure my family’s financial security if something were to happen to me? - How can I build an emergency fund while managing other financial goals? Widows - What updates should I make to my estate plan after my spouse passes away? - How do I ensure I can maintain my standard of living? - How do I handle my spouse’s retirement accounts and pensions? - What do I need to know about Social Security benefits as a widow? - How do I protect my assets going forward?
Ready to meet with a fiduciary advisor who understands women and wealth?